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Real Estate
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The Future of the U.S. Real Estate Market (Part 3)
May 1, 2012
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Compared to the U.S., housing finance in Canada is less subsidized by the government. In fact, the Canadian government’s housing finance policies do not explicitly favor home ownership unlike the case seen in the U.S. This is likely to come as a surprise to many, given the stereotype that the Canadian economy is largely socialist.
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The Future of the U.S. Real Estate Market (Part 2)
Apr 30, 2012
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The home ownership rate was fairly stable prior to WWII, ranging from about 43% to 48%. During the Great Depression, Washington created numerous subsidies in order to boost demand (e.g. government-insured loans from the VA).
By the late 1960s, home ownership soared to nearly 64% where it would largely remain for several decades, buttressed by several additional subsidies and a transformation in housing finance.
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The Future of the U.S. Real Estate Market (Intro)
Apr 28, 2012
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Home ownership has been a vital component of Washington’s economic strategy for decades. The marketing end of this strategy has positioned home ownership as a key element of the so-called “American Dream.”
For millions of Americans who are under water with their mortgage, facing foreclosure or in one of many stages of default, home ownership has become an “American Nightmare,” riddled with a variety of caveats ranging from millions of foreclosures, the poor effect and other undesirable consequences.
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December 2011 U.S. Housing Market Overview
Dec 20, 2011
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The real estate market continues to show little signs of life. Despite record-low mortgage rates and a collapse in home prices, builders see little demand for new homes due to the record-high overhang of existing homes on the market, including the record-high level of foreclosed properties (4.29% of all active loans) which have continued to gain most attention from buyers due to much lower prices.
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The Housing BIG Picture
Sep 21, 2010
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Each month, the media lines up to read the results of the S&P/Case-Shiller Home Price Indices. This group of indices are generated and published by Standard & Poor's and Fiserv Inc. Keep in mind that these indices are maintained by the Index Committee members drawn from Standard & Poor's, Fiserv CSW, and so-called “leading industry experts.”
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Pictures of The Netherlands Real Estate Market
Apr 11, 2010
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About a month ago, I critiqued an article by Forbes which discussed U.S. cities "where the recession is ending."
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Is Dallas Really Doing as Well as Forbes States?
Apr 11, 2010
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In the previous article I showed pictures of the real estate situation in Rotterdam, Netherlands submitted by a reader.
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Real Estate Confusion, or Lies?
Mar 21, 2010
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Do you ever become confused over daily economic data?
If not, then you probably aren’t paying close attention.
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More Propaganda
Oct 1, 2009
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Have a look at the latest piece of trash coming from Alan Zibel, the Associated Press' so-called real estate reporter.
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The State of the Nation's Housing
Sep 3, 2009
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I was prepping for an interview later today on the real estate market and I ran across a nice piece from Harvard's Joint Center for Housing Studies release a couple of months ago.
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Farewell Indy. What's Next? (Part 2)
Jul 14, 2008
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Those of you who are familiar with my previous publications know my real estate forecasts remain unchanged since first published in 2006.
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Farewell Indy. Who's Next? (Part 1)
Jul 13, 2008
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On Friday, IndyMac joined the long and growing list of bankrupt mortgage companies (Accredited Home Lenders, Novastar Financial, Fremont General and dozens of others) that have been taken down...
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Fannie & Freddie. truth or Consequences. Part 2
Jul 11, 2008
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With the recent collapse in share price, both GSEs are going to have a very difficult time raising capital.
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Fannie & Freddie: Truth or Consequences (Part 1)
Jul 10, 2008
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Amidst speculation that Freddie and its big brother Fannie are facing insolvency, U.S. Treasury Secretary Paulson said the primary focus was supporting Fannie and Freddie "in their curren...
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Finally, the Truth on Housing
Jun 25, 2008
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You’ve all probably seen or heard about the recently released Harvard Housing study. Among other things, the report discusses the fact that the median wage-earner is unable to afford the...
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NAR's Yun Continues to Mislead on Housing
May 12, 2008
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NAR Chief Economist Lawrence Yun continues to prove he's lost in the woods. I'm sure most of you who have followed the real estate market recall his long list of ridiculous predictions.
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